Ensure IRS Compliance While Guarding Employee Health

Guard your workforce with modern, affordable healthcare solutions that offer streamlined plans, national access, and effortless ACA compliance.

Solutions for Employers of 50+ or PT Equivalents

Avoid costly IRS penalties with plans and benefits designed for compliance. Simple enrollment, no census required — with expert support at every step.

✔ Set Rates

Simple solutions to set group rates without census requirements.

✔ National Access

Nationwide access through PHCS with low participation rules.

✔ Diverse Plans

Choose plans from under $100 to PPOs over $700 monthly.

✔ Avoid IRS Fines

ACA compliance solutions to avoid IRS fines and headaches.

Customized Options

For Self-Employed, Entrepreneurs, and Small Business Owners

Offering flexible, affordable insurance with no minimum requirements or health underwriting. Plans are guarantee-issue, rates don’t vary by group size, trade, age, or profession, and employees can buy up — giving everyone access to care.

Affordable Solutions

Flexible and affordable insurance solutions for you and your team.

No Minimums

No minimum requirements or health underwriting.

Custom Benefits Design

Design your program and benefits with ease with the help of an expert.

Flexible Options

Customize a plan that suits your business and employees’ needs with options including indemnity, dental and vision.

Empower Your Team and Maximize Savings

With CHO, simplify your healthcare decisions and ensure the well-being of your employees without the hassle.

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