Ensure IRS Compliance While Guarding Employee Health

Guard Your Workforce with Modern, Affordable Healthcare Solutions, Offering Streamlined Plans, National Access, and Effortless ACA Compliance.

Solutions Tailored for Employers of 50+ or Part-time Equivalents

The IRS actively penalizes noncompliance with ACA mandates, specifically for aggregate employer groups like franchises. Penalties are triggered even if one full-time employee purchases a marketplace plan with subsidies. Compliance challenges vary by industry, particularly for those with low-paid, variable-hour employees. We partner with Options Plus to ensure compliance and offer flexible, enhanced plans with voluntary benefits. Simplified enrollment with no census requirement ensures affordable solutions for your business.

Effortlessly Navigate Compliance, Establish Rates, and Explore a Range of Plans with Confidence, Guided Every Step of the Way by Expert Assistance.

  • Set RatesSet rates without census hassles.
  • National AccessNational access through PHCS network Minimal participation requirements.
  • Diverse PlansDiverse plan designs from under $100 to comprehensive PPOs over $700.
  • Avoid IRS FinesACA compliance solutions to avoid IRS fines.
  • Schedule Free Consultation
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    Customized Options for Self-Employed, Entrepreneurs, and Small Business Owners

    All employers want to offer the best in wages and benefits to employees, but in today’s market, it's difficult to do so. We offer affordable, flexible solutions to provide insurance at affordable rates without minimum requirements or health underwriting. With CHO, you’re able to design a program that’s affordable for your business and allow employees to buy up. Additionally, plans are guarantee issue, and rates are not adjusted by group size, trade or profession or age allowing access to care for everyone.

    The Power of Healthcare Tailored to Your Needs, Offering Unparalleled Flexibility, Affordability, Customization, and Accessibility for Lasting Peace of Mind.

  • Affordable SolutionsFlexible and affordable insurance solutions for you and your team.
  • No MinimumsNo minimum requirements or health underwriting.
  • Custom Benefits DesignDesign your program and benefits with ease with the help of an expert.
  • Flexible OptionsCustomize a plan that suits your business and employees’ needs with options including indemnity, dental and vision.
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    Empower Your Team and Maximize Savings

    With CHO, simplify your healthcare decisions and ensure the well-being of your employees without the hassle.